Ever since James Bond familiarized North America with Baccarat in the 1962 film Dr. No, Baccarat has been associated with high rollers. Unless you’re playing Mini Baccarat, Big Table Baccarat typically comes with high table minimums and a dress code.


Fortunately, when playing online, you can wear what you want and play for as little as $1 a round. Another bonus for playing online is that you never have to be “dealer”. At physical casinos, players take turns being dealer and follow a set of steps to complete the round.


The steps you must follow when playing online are reduced to three: bet on the Player, bet on the Banker, and bet on the Tie (you can bet one, two or all three). You’re betting on who you think will get a hand closer to Nine, or if both the Player and Banker will tie (note – you are neither the player nor banker, you’re a betting bystander).


Card Values:

Two to Nine: Face Value

Tens, Jacks, Queens, Kings: 0 points

Aces: 1 point


On the baccarat table, you’ll see the three bets (Tie, Banker, Player). Click the option you want to bet on, and then click on the chips; you can bet between $1 and $500 per round. After making your bets, hit “Deal”. Two cards will be dealt to the Player and two cards will be dealt to the Banker.


In baccarat, no hand has a score over 9 points. If the hand value is 10 or above, the first digit is removed. For example, if the Player has a Five and an Eight, the hand value is 13. Remove the first digit (the 1), and you’ll have a score of 3.


Because you’re neither the Banker nor the Player, additional cards are systematically added to the hand.


  • If the Player’s hand is between 0 and 5, another card is drawn.
  • If the Banker’s hand is between 0 and 2, another card is drawn.
  • If the Banker’s hand is between 3 and 6, his move depends on the Player’s Draw card. The game guide has a chart that illustrates each move.


The Banker’s more complex position offers a slight advantage – about 1.1% house edge. The Player bet has a slightly higher house edge at 1.2%, and the Tie has the highest house edge at 14.4%. The payouts reflect the probabilities.



Player Wins Pay Even Money

Banker Wins Pay Even Money – 5% Commission

Tie Wins Pay 9:1


Now that you know the baccarat basics, see how you like it by trying a few rounds at Bovada Casino in Practice Mode. Can you get on board with Bond’s favorite casino game?